MONEY BASICS

Saving:

Women & Retirement Saving: Because many women work part time or in jobs with few benefits, we need to save for our future. Help from the Department of Labor: http://www.dol.gov/ebsa/pdf/women.pdf
Video – Saving Matters – Save early, save often – a short video on the wonders of compound interest (US Department of Labor) http://youtu.be/9qg6bjwqqgU
Saving Fitness – A guide to your money and your financial future (US Department of Labor) http://www.dol.gov/ebsa/pdf/savingsfitness.pdf
Deposit Insurance on bank accounts – how does it work? Federal Deposit Insurance Corporation http://www.fdic.gov/deposit/deposits/insured/basics.html
Savings Calculator – Plug in details for savings goals – Department of Defense http://www.myarmyonesource.com/data/Calculators/Savings/Savings.html

Credit, Credit Reports, & Credit Cards:

Frequently Asked Questions about credit, credit cards, and credit reports – from the Federal Reserve http://www.federalreserve.gov/creditreports/default.htm
Annual Credit Report: This is the OFFICIAL website set up by the US government where you can get a FREE copy of your credit report, with input from the three major credit agencies. www.annualcreditreport.com or call 1.800.322.8228
A Consumer’s Guide to Credit Cards: Learn how to understand statements, fees and interest rates charged so you can use credit wisely – from the Federal Reserve http://www.federalreserve.gov/creditcard
New Credit Card Rules (from 2010) The Federal Reserve outlines key features of the new consumer credit regulations: http://www.federalreserve.gov/consumerinfo/wyntk_creditcardrules.htm
VIDEO – Getting the most from your credit card: Tips from the Federal Reserve: http://www.federalreserveeducation.org/news/multimedia/creditCardAd.htm
Glossary of common credit card terms: http://www.federalreserve.gov/creditcard/glossary.html

Budget, Spending, & Debt

Spending Plan Worksheet – from the Michigan Cooperative Extension, via Rutgers Cooperative Extension Website: http://njaes.rutgers.edu/money/pdfs/fs421worksheet.pdf
Budgeting for a Baby: from the National Federation for Credit Counseling
http://www.nfcc.org/FinancialEducation/Budgeting_for_Baby.cfm
Debt Payoff Calculator: Plug in your details to see how long it will take to pay off debt (US Department of Defense) http://www.myarmyonesource.com/data/Calculators/Debt_Payoff/DebtPayoff.html
Video: Advice on Budgeting & Spending from Stephanie Neely, Treasurer, City of Chicago http://youtu.be/87xaegc7kcc
Debt Management Assistance
- National Foundation for Credit Counseling http://www.nfcc.org/CreditCounseling/counseling_01.cfm
- Consumer Credit Counseling (of St Louis) or Clearpoint–ask about free credit counseling services: http://www.cccsstl.org/credit-counseling/

For Young People

Taking Control of Your Finances: A special guide for young adults opening their first bank accounts, credit cards, and setting goals. (Federal Deposit Insurance Corporation) http://www.fdic.gov/consumers/consumer/news/cnspr05/index.html
VIDEO: – Saving Matters – Save early, save often – a short video on the wonders of compound interest (US Department of Labor) http://youtu.be/9qg6bjwqqgU
VIDEO: The Money Pig: 5 Tips to Teach Your Child About Money: Teach kids they have options when it comes to money: Save, Spend, Donate, Invest: http://youtu.be/lWxFKdab72U
Setting YOUR Spending Goals: Help from the Chicago City Treasurer http://chicagocitytreasurer.com/familyWealth/brandedLongShortTermGoalSetting Sheet.pdf
Make a List & Check it Twice – Young and young at heart can benefit from this ‘gotta have it’ gauge to help you use make the most of your money. From the Chicago City Treasurer. http://chicagocitytreasurer.com/familyWealth/L0066_GottaGauge.pdf
Budgeting for a Baby: from the National Federation for Credit Counseling
http://www.nfcc.org/FinancialEducation/Budgeting_for_Baby.cfm